Frequently Asked Questions

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No. The vehicle is securely held by Vault Drive Capital for the full duration of the loan. This is a core part of our asset-backed model and allows us to offer structured, risk-controlled lending.

Yes. You remain the legal owner of the vehicle throughout the agreement. We hold the vehicle as collateral only, and it is returned to you once the loan has been fully repaid.

Loan amounts are typically between 50–65% of your vehicle’s market value. The exact figure depends on the vehicle’s condition, demand, and overall valuation.

All vehicles are kept in secure storage facilities and are not used during the loan period. We take the responsibility of holding your asset seriously and ensure it is protected at all times.

Once the valuation is complete, the agreement is signed, and the vehicle is in our possession, funds are released promptly. We aim to keep the process efficient without compromising due diligence.

No. All fees, terms, and repayment details are clearly outlined in your agreement before you proceed. Transparency is a core part of how we operate.

If repayments are not met, the terms of the agreement will apply. This may include the sale of the vehicle to recover the outstanding balance. We make all conditions clear from the outset so there are no surprises.

Early repayment options can be discussed as part of your agreement. We aim to remain flexible where possible while maintaining clear and fair terms.

We primarily work with vehicles that hold clear, verifiable market value. Acceptance depends on factors such as condition, age, and demand.

In some cases, a small valuation fee may apply to cover the professional assessment of your vehicle. Where applicable, this is clearly communicated in advance and is typically deducted from the final agreement should you proceed.

If you need further clarity, our team is available to guide you through the process and ensure you fully understand every step before proceeding.