How it works

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1. Vehicle Assessment

We begin with a straightforward evaluation of your vehicle. Using current market data and condition checks, we determine a fair and realistic valuation. Based on this, we offer a loan typically ranging between 50–65% of the vehicle’s value.

This ensures the loan remains practical, manageable, and securely backed.

2. Loan Offer & Agreement

Once the valuation is complete, you’ll receive a clear loan offer outlining:

• Loan amount
• Duration
• Fees and repayment terms

Everything is presented upfront. No hidden conditions, no unexpected changes—just a structured agreement you can review with confidence.

3. Secure Vehicle Holding

Upon agreement, your vehicle is placed into secure storage under our care for the full duration of the loan.

This is a key part of our model:

• The vehicle remains protected and unused
• Ownership stays with you
• The asset is held until the loan is fully repaid

This structure allows us to offer lending based on certainty, not risk.

4. Access to Funds

Once the agreement is finalised and the vehicle is secured, funds are released promptly. The process is designed to be efficient while maintaining proper due diligence at every stage.

5. Repayment & Completion

You repay the loan according to the agreed terms. Once the balance is settled in full:

• Your vehicle is returned to you
• The agreement is formally closed

If repayments are not met, the agreement outlines the next steps clearly, including the potential sale of the vehicle to recover the outstanding balance.

A Structured, Transparent Process

Every step at Vault Drive Capital is designed to be clear, secure, and professionally managed. We prioritise transparency so you always understand where you stand—from valuation through to completion.